Cash  +  Low Rates  +  Low Fees  =  Growth!


Fay-Penn provides loan financing with low rates and loan fees to small businesses.  We coordinate the lending process with various partners to provide complete, seamless financing packages for our clients.  We have been financing local business projects for over 24 years, assisting over 200 businesses with more than $25 million in loans, and leveraging additional millions from our lending partners.  Whatever your business need is, we can help.


Jessica Firmstone
Loan Program Coordinator

Lori Scott
Business Support Coordinator

Fay-Penn partners with banks, the Pennsylvania Industrial Development Authority (PIDA), other county economic development organizations, Small Business Administration (SBA) lenders, and alternative financiers to offer a variety of financing options to Fayette County businesses.  (And sometimes others!)  It's our mission to assist companies in the earlier stages of their development to get them going with low interest rates and fees, and friendly, professional service that takes you through every step of your project. The deal doesn’t end with us handing you a check. Our team works closely with clients to identify appropriate resources to grow their businesses, so our relationship will continue to grow along with you.

Call Fay-Penn today with your business project!

♦  Startup
♦  Expansion

♦  Land and Building Purchase
♦  New Construction

♦  Renovation and Remodeling
♦  Equipment and Machinery
♦  Operating Capital
♦  Debt Refinancing

♦  Workforce Training
♦  And More!!!

Download our brochure here, or simply call us at 724.437.7913 to get started.  When you're ready to apply, get our loan application here.  (Fees will apply once an application is submitted.)  Unsure if your project qualifies?  Get our loan questionnaire here.  (Free to submit for an evaluation.)

Loan Guidelines are available upon request. (Loan limits, terms and eligibility are subject to change.  Fay-Penn is an Equal Opportunity Lender, Provider and Employer. Complaints of discrimination should be sent to USDA, Director, Office of Civil Rights, Washington, D.C. 20250-9420)


DogsPlaying--CROPPED “It was an absolute pleasure working with Fay-Penn.  Everyone was extremely helpful and the terms for the financing they offered me were a perfect fit for my small business.  Starting a new venture can be both exciting and stressful.  Fay-Penn alleviated a lot of the stress by assisting me every step of the way with the financing process.  A big thank you to all at Fay-Penn!” – Lori Coffman, Owner, Ruffin’ Around Resort & Day Spa

“With our new state-of-the-art facility, thanks to the assistance of Fay-Penn, we will be able to provide quality and customized meats for families and businesses.  Fay-Penn has been great to work with!  In fact, they have toured our facility several times and are just as excited as we are to watch it become a reality and success.” – Kim May, May’s Custom Meat Processing

falls market--CROPPED“My plans for a new outdoor patio area and the new restrooms would never have been possible without the financial assistance that Fay-Penn Economic Development Council provided.” – Pam Kruse, Falls City Market